Sammons Retirement Solutions Sammons Retirement Solutions

Simple, innovative, straightforward retirement planning

Simple, innovative, straightforward retirement planning

And an automatic 3% account bonus!*

If you're at least six years from retirement, the LiveWell® Plus Mutual Fund IRA makes it easy to build a retirement solution tailored to your risk tolerance and investment horizon.

More than 140 mutual funds from 20+ fund managers in one convenient program.

  • 3% account bonus on net contributions made within the first six months
  • No front-end loads
  • ONE low recordkeeping fee with standard fund expenses
  • No charge to reallocate or rebalance1
  • No charge for systematic withdrawals
  • No fees for automatic required minimum distributions

Learn more about the LiveWell Plus Mutual Fund IRA.

Fund options and associated standard mutual fund fees are as of 5/1/2019. Standard mutual fund fees, ranging from 0.89%–3.57% net, also apply.

The LiveWell Plus Mutual Fund IRA is available exclusively through independent financial professionals. Ask your financial professional about the LiveWell Plus Mutual Fund IRA from Sammons Retirement Solutions today.

Sammons Retirement Solutions is a member of Sammons Financial Group.
Sammons Financial Group is an insurance holding company with more than $85 billion in assets (statutory basis).2 Sammons Financial Group member companies offer a diverse portfolio of financial services, including life insurance, annuities, and securities. The parent company, Sammons Enterprises, Inc., ranks No. 71 on Forbes' 2018 List of America's Largest Private Companies.3

The LiveWell Mutual Fund IRA Series features some of the country's premier money managers:

LiveWell Mutual Fund IRA Series fund managers

* When you make a contribution, including a rollover contribution within six months of opening your IRA, Sammons Institutional Group℠, Inc. will add an additional 3% based on the net contribution(s) (adjusted for any prior withdrawals) to your IRA ("account bonus"). The amount of the account bonus is calculated as a percentage of your net contribution(s). The account bonus becomes part of the IRA at the same time as the corresponding net contribution(s).

  An early withdrawal charge (EWC) will be applied to withdrawals in excess of 10% of your account anniversary value (or required minimum distribution amount if greater) within six years of the account anniversary. The date your first contribution is received is known as your account anniversary. The EWC also applies to withdrawals by your beneficiary after your death.

1 Excessive trading policy; more than one "round trip" involving the same investment option within a 60-calendar-day period is considered excessive trading. Please review the Disclosure Statement & Custodial Account Agreement of the LiveWell®Plus Mutual Fund IRA booklet.

2 Statutory Basis as of 12/31/2018.

3 Ranked No. 71 on Forbes' 2018 List of America's Largest Private Companies. The list includes 229 privately held companies with revenues of more than $2 billion.

Investing in mutual funds involves risk, including potential loss of investment. You should consider the fund's investment objectives, risks, charges, and expenses carefully before investing. The prospectus and/or summary prospectus contains this and other information. You may contact your financial professional or call 866-747-3421 to obtain a current fund prospectus. Please read it carefully.

The recordkeeping fee is compensation for administering, reporting and maintaining a history of IRA owner activities. Management services are not provided and no management fee is charged.

Securities distributed by Sammons Financial Network® LLC, member FINRA. Insurance products are issued by Midland National® Life Insurance Company (West Des Moines, IA). Sammons Institutional Group, Inc. provides administrative services. Sammons Financial Network® LLC, Midland National® Life Insurance Company, and Sammons Institutional Group, Inc. are wholly owned subsidiaries of Sammons® Financial Group, Inc. Sammons Retirement Solutions® and Midland Retirement Distributors are divisions of Sammons Institutional Group, Inc.

Please click here to view important product-specific disclosures for the LiveWell® Plus Mutual Fund IRA.


19179M REV 05-19