How can you prepare for every stage of retirement?

The LiveWell® Freedom Variable Annuity (LiveWell Freedom) is a product unlike any other. It can help whether you're trying to accumulate money in the early stages of retirement, or need to access money in the later stages.

Livewell® Freedom provides you with:

  • Upside growth potential—up to 80% equity exposure with access to the nation's top fund managers1
  • A unique guaranteed lifetime withdrawal benefit (GLWB) roll‑up—75% of S&P 500® index gains2 + guaranteed 2%
  • Freedom Date —an industry first that allows unrestricted access to your accumulation value while your lifetime income payments continue

Are you ready to plan for all stages in retirement?
Contact your financial professional today.

The LiveWell Freedom Variable Annuity is available exclusively through independent financial professionals.
Ask your financial professional about the LiveWell Freedom Variable Annuity from Sammons Retirement Solutions today.

The LiveWell Freedom Variable Annuity features a streamlined portfolio of bond and equity
investment options from some of the nation's most respected money managers.

Image: LiveWell Freedom Variable Annuity money managers

Number of funds, investment options, and associated fees are as of 2/1/2019. Standard variable annuity investment option fees, ranging from 0.35%-1.14% net, also apply.

1 There is a requirement of a maximum of 80% equity allocation and a minimum of 60% equity allocation with the remaining percentage allocated in bonds. Automatic quarterly rebalancing is required and is based on the most recent asset allocation instructions.

2 The roll-up percentage is not applied to the accumulation value, only to the GLWB value. The GLWB value is not available for withdrawal, surrender or as a death benefit. The roll-up is applied until the earliest of the first withdrawal, the maximum GLWB value has been reached, the Freedom Date has been achieved or when lifetime income payments have been elected.

All contract guarantees, including the Freedom Date, are based on the claims-paying ability of the issuing insurance company and do not apply to the variable subaccounts.

Variable Annuities are designed for long-term investing, such as retirement investing and are subject to market risk including loss of principal.

Investing in variable annuities involves risk, including potential loss of investment. You should consider the investment objectives, risks, charges and expenses of the variable annuity and its underlying investment options carefully before investing. The prospectus and/or summary prospectus contains this and other information. You may contact your financial professional or call 866-747-3421 to obtain a current prospectus for the variable annuity and its underlying investment options. Please read it carefully.

Please click here for important product disclosures for the LiveWell® Freedom Variable Annuity.

Securities distributed by Sammons Financial Network® LLC, member FINRA. Insurance products are issued by Midland National® Life Insurance Company (West Des Moines, IA). Sammons Institutional Group, Inc. provides administrative services. Sammons Financial Network® LLC, Midland National® Life Insurance Company, and Sammons Institutional Group, Inc. are wholly owned subsidiaries of Sammons® Financial Group, Inc. Sammons Retirement Solutions® and Midland Retirement Distributors are divisions of Sammons Institutional Group, Inc.


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