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* Statutory Basis as of 12/31/14.

¹ Ranked No. 81 on Forbes’ 2014 List of America’s Largest Private Companies. The list includes 221 closely held corporations that had sales of more than $2 billion.

Variable Annuities are designed for long-term investing, such as retirement investing and are subject to market risk including loss of principal.

Investing in mutual funds and variable annuities involves risk, including potential loss of investment. You and your client should consider the investment objectives, risks, charges, and expenses of the mutual fund or variable annuity and its underlying investment options carefully before investing. The prospectus and/or summary prospectus contains this and other information. You or your client can call 866-747-3421 to obtain a current prospectus for the mutual fund or the variable annuity and its underlying investment options. Please read it carefully.

You should also consider the expenses of the IRA program before investing. You must receive a fund prospectus and the LiveWell^® Mutual Fund IRA or LiveWell^® Plus Mutual Fund IRA disclosure form before investing.

IRAs are considered a long-term investment. Withdrawals from a Traditional or SEP-IRA are generally subject to income taxes, and if taken before age 59½, may be subject to an additional 10% IRS tax penalty. Withdrawals from a Roth IRA are generally not subject to income tax provided certain requirements are met. Information on Traditional, Roth, and SEP-IRAs is available in the LiveWell^® Mutual Fund IRA or LiveWell^® Plus Mutual Fund IRA disclosure.

UMB Bank n.a. is the custodian for the LiveWell^® Mutual Fund IRA Series. The mutual funds offered through the LiveWell^® Mutual Fund IRA Series are made available through Sammons Financial Network^® LLC, member FINRA, 4546 Corporate Drive, Suite 100, West Des Moines, IA 50266. Information about the LiveWell^® Mutual Fund IRA Series and the funds can be obtained by calling 866-747-3421. UMB Bank n.a. is not an affiliate of Sammons Retirement Solutions^® Inc.

LiveWell^® Variable Annuity is issued on form AS135A and ICC11-AS135A, and the Optional Value Endorsement is issued on form AR276A/ICC14-AR276A or appropriate state variations by Midland National^® Life Insurance Company, West Des Moines, Iowa 50266. Variable products are distributed by Sammons Financial Network^® LLC, member FINRA. The LiveWell^® Value Endorsement is not available in all states. The LiveWell^® Variable Annuity is not available in New York. Midland National^® Life Insurance Company, Sammons Retirement Solutions^® Inc., and Sammons Financial Network^® LLC, member FINRA, are affiliated companies.

This is neither an offer to sell nor a solicitation to buy. Before purchasing this product, you must receive a current variable annuity prospectus that includes information regarding risk factors, fees, expenses, investment objectives, and policies. Read the prospectus carefully before you invest any money. No variable product offers any guaranteed rate of return.

Securities distributed by Sammons Financial Network^® LLC, member FINRA. Insurance products are issued by Midland National^® Life Insurance Company (West Des Moines, IA). Sammons Retirement Solutions^® Inc. provides administrative services. Sammons Financial Network^® LLC, Midland National^® Life Insurance Company, and Sammons Retirement Solutions are affiliated companies and indirect wholly owned subsidiaries of Sammons Enterprises, Inc. of Dallas, Texas.

This video is for solicitation purposes only. Please refer to your Contract for any other specific information. With every Contract that Midland National^® issues there is a free-look period. This gives you the right to review your entire Contract and if you are not satisfied, return it and have your premium returned.

Fixed Index Annuities are not a direct investment in the stock market. They are long term insurance products with guarantees backed by the claims-paying ability of Midland National^®. They provide the potential for interest to be credited based in part on the performance of specific indices, without the risk of loss of premium due to market downturns or fluctuation. Although Fixed Index Annuities guarantee no loss of premium due to market downturns, deductions from your Accumulation Value for additional optional benefit riders could under certain scenarios exceed interest credited to your Accumulation Value, which would result in loss of premium. They may not be appropriate for all clients.

The LiveWell^® Fixed Index Annuity is issued on form AC/AS142A/ICC14-AS142A (certificate/contract), AR269A/ICC14-AR269A (Optional LiveWell^® Income for Life GLWB Rider), AR270A/ICC14-AR270A (Optional LiveWell^® Legacy Protector GMDB Rider), AR271A/ICC14-AR271A, AR272A/ICC14-AR272A and AR304A/ICC15-AR304A (riders/endorsements) or appropriate state variations by Midland National^® Life Insurance Company, West Des Moines, IA. This product, its features, and riders may not be available in all states.

Premium Taxes: Accumulation Value will be reduced for Premium Taxes as required by the state of residence.

The LiveWell^® Guarantee Annuity is issued on form AS144A/ICC15-AS144A (contract) and AR303A/ICC15-AR303A (rider/endorsement) or appropriate state variations by Midland National^® Life Insurance Company, West Des Moines, IA. This product, its features and/or riders may not be available in all states or appropriate for all.

This summary should be accompanied by the product disclosure that provides more details around the contract, product features, riders, costs, and other important considerations.

Neither Sammons Retirement Solutions^®, Midland National^®, nor any financial professional acting on their behalf, should be viewed as providing legal, tax, or investment advice. Consult with and rely on a qualified professional. Under current law, annuities grow tax deferred. Annuities may be subject to taxation during the income or withdrawal phase. The tax-deferred feature is not necessary for a tax-qualified plan. In such instances, you should consider whether other features, such as the Death Benefit, lifetime annuity payments, and riders make the Contract appropriate for your needs. A 10% IRS tax penalty may apply to withdrawals prior to age 59½.